Cryptocurrency is not controlled by any government or central agency or central banking systems. It is a decentralized system. Wherein, the value of the crypto is controlled by the users over the internet.
Many people consider Bitcoin to be the first Crypto. Although the technology used by Bitcoin has a revolutionary effect on the cryptocurrency, it is not the first crypto. The origin of cryptocurrency dates back 20 years before Bitcoin.
According to our Cryptocurrency Guide in the Netherlands to avoid nighttime thefts on petrol stations, a group of developers tried to link money to master cards. The truck drivers were required to carry these cards and the stations would not have money lying around. These were the earliest examples of cash having a link to digital currencies.
The Cryptocurrency Guide says that American cryptographer David Chaum around the same time or earlier than the Netherlands came up with another form of electronic cash. He developed a blinding formula to encrypt information between individuals. It could be transferred between individuals with a signature of authenticity and to be changed without traceability
In the 1990s many startups tried to come up with their versions of digital money. Among them was PayPal which left a lasting impression. Another one was B-Money by Wei Dai in 1998. Bit Gold was another electronic currency system that was there around the same time as B-Money. Hash Cash is considered to be the most successful pre–Bitcoin Digital currency.
To get started with crypto, here is the Cryptocurrency Guide. If you are new to the cryptocurrency world, it can be challenging to understand the ins and out of it. It is a reasonably new concept. The cryptocurrency is getting old by the day but the functions or usage are still unclear to many.
If you are thinking of investing in cryptocurrency, there are things that you need to understand first.
The possibilities are endless. Cryptocurrency can change your world. So be patient and add your experiences to your learning.
According to our Cryptocurrency Guide, the top Cryptocurrency today available are:
Bitcoin: It’s the most famous and well-known Cryptocurrency available. There are 17.6 million Bitcoin tokens in circulation.
Bitcoin Cash: It was introduced in 2017. The only difference compares to the original Bitcoin is its block size which is 8MB to Bitcoin’s 1MB.
Litecoin: It was created by Charlie Lee in 2011. It has become as famous as Bitcoin. Litecoin has shorter transaction times, lower fees, and more concentrated miners.
Ethereum: Ethereum can be considered as an app store. The idea behind was to give back the control of apps to its creators removing the middleman. The tokens are called Ether, which is the currency used by app developers and users.
Stellar: Stellar was designed by Ripple’s co-founder Jed McCaleb in 2014. Its main focus is on money transfer. Stellar’s goal is to help developing economies that might not have access to investments and traditional banks.
NEO: It was developed in China. NEO wants to become the next major cryptocurrency. Its main focus is on digital contracts that allows its users to create and execute agreements without the need for a middleman.
Cardano: It was founded by Charles Hoskinson, the co-founder of Ethereum. In the world of Cryptocurrencies, it has a more balanced and sustainable ecosystem. It is based on the scientific approach and research-based philosophy.
IOTA: It started in 2016. IOTA stands for Internet of Things Application. IOTA works with smart devices. To use the IOTA, the user needs to verify the previous two transactions on the ledger known as Directed Acyclic Graph (DAG). In the IOTA world, it’s called The Tangle.
DAG –It stands for Directed Acyclic Graph. DAG comes from the mathematical term for a graph. You have these sets which have vertices and edges. DAG-based cryptocurrency represents every transaction in the form of a vertex. There are no Blocks in a DAG nor mining is required. So, each transaction is built on top of one another. DAG also avoids double-spending.
In this Cryptocurrency Guide, you will know as a beginner, what all things you need to know about digital money.
Let’s start with the basics, what is cryptocurrency? Cryptocurrency is digital money that is secured by cryptography. The last decade or so has seen a rise in cryptocurrency. The world of cryptocurrency can be difficult for dummies to navigate through.
Cryptocurrency uses mathematical concepts and techniques to secure information with the help of cryptography. It does not come under any central government or regulating body. It works on a peer-to-peer basis. The Crypto world is managed by a community of developers.
So, now the basics are out of the way. Let us understand how it works. Suppose A sends money to B. The money is sent through a digital wallet that stores the cryptocurrency. This payment is not done by a central bank. But it is transferred directly from person to person or in crypto language peer to peer.
This block will include all the information about the transaction. The sender, the recipient, the sum, and the timestamp will be included in this block. It also includes the cryptographic proof of the transaction. This is a complex mathematical problem that requires a lot of computer power.
This is not the Ultimate Guide to Cryptocurrency Mining but we will try our best. Now comes Mining. Mining is nothing but the process of producing the codes that connect each block to the chain. Miners are developers with insane computer power behind them.
Cryptocurrencies are definitely safe, provided you know the technology nuances and store it safely in a hardware wallet. Things that you should keep in mind before investing in cryptocurrency
There are a lot of things that are still not clear to the layman or beginners. They don’t understand the system or how it operates. This ignorance makes them vulnerable.
Cryptocurrencies may be used for illegal transactions as well. Since it’s not regulated by any government or a central body, which makes it riskier.
Cryptocurrency value doesn’t have a fixed pattern of rise and fall. It is exchanged peer to peer without any regulatory standards.
A currency or an investment needs stability and cryptocurrencies are nothing of the sort.
So, the Cryptocurrency Security Guide says that if you have enough after you have saved for the things that you need, like your retirement. You can try and invest in crypto. But it’s still going to be all those things mentioned above.
There are over 1000 cryptocurrencies in the world, according to our Cryptocurrency Guide. Some of them are very private and you cannot trace them. Some of the cryptocurrencies are not so private and can be easily traced. Some of the cryptocurrencies are semi-anonymous. Let’s take some examples:
Another crypto is the champion of privacy. The name of the cryptocurrency is Monero. In this crypto, nothing can be traced. The transaction does not carry any plain text. Some of the other anonymous coins are DASH, ZCash, Pivx, etc.
Ripple is another cryptocurrency that can be traced easily.
So, to summarize any cryptocurrency that comes under private or semi-anonymous can be traced.
Researchers have come up with the fact that in today’s time 90% of the cryptocurrencies will not survive a crash in the markets. Those who will survive will dominate the market and will boost the returns for the investors as well.
The more the cryptocurrency in the market, the more and more security holes are appearing. Some of these security issues are fundamental to the way cryptocurrencies were built. Initially, this was just theoretical. But in the past, some of the well-known crypto’s have come under attack. Ethereum classic saw a 51% attack. In total hackers have stolen approx. $2 billion worth of cryptocurrency since 2017. The attacks are not only done by loners but sophisticated cybercrime organizations are doing it too.
According to the Cryptocurrency Guide, it shouldn’t be a surprise. These cryptos are attractive because fraudulent transactions can’t be reversed as is done in a traditional system. With unique security features comes great vulnerability as well.
It would not be exactly right to call cryptocurrency hack-proof. Susceptibility to 51% of attacks is inherent to most cryptocurrencies. Aside from this 51%, there are other security weaknesses as well. The researchers of the field have just started to explore the implications of these weaknesses. A fund called DAO (Decentralized Autonomous Organization) was set up in 2016. An attacker stole more than $60 million worth of cryptocurrency by exploiting an unforeseen flaw.
Cryptocurrencies, because of the value it holds, hackers or unlawful activity is attracted toward them. The makers have tried to make it as secure as possible. But some loopholes have led to the losses.
These facts make you think about the Invest in Cryptocurrency Guide. The crypto world is fairly new and we don’t want to make many mistakes.
In the Cryptocurrency guide, we have already explained what cryptocurrency is. It is a form of digital money. It uses cryptography for converting information into an untraceable code. This code helps in tracking the purchase and transfers.
Initially, cryptocurrency enthusiasts only served as miners. But now it has become a lucrative business.
We have tried to explain in as much detail as possible. For these purposes, you should always think of going for a Cryptocurrency Guide for Beginners.
In our Cryptocurrency Guide, we have already discussed mining and how it’s done. Now let’s discuss which are the best cryptocurrencies to mine in 2020.
So, now you can choose among the different choices we have provided you with, from our Crypto 101 the Average consumers guide to cryptocurrency.
In our Cryptocurrency guide, the main uses of cryptocurrencies are:
The most well-known use of crypto is for receiving and sending money or payments at a very low cost. This low cost attached to crypto makes it an excellent payment system.
There are ways to earn interest in crypto. Examples are De-Fi and crypto staking. With the low-interest rate offered by the traditional banks, lending your crypto is certainly a better option. However, this type of lending doesn’t come without risk and it is not issued by PDIC or similar government bodies.
It’s not unheard of to have your bank account frozen. The crypto in a situation like this is of great help. The digital token-based fundraising has enabled anyone to invest in an innovative early-stage tech start-up. You only need a good internet connection.
The cryptocurrency enables users to make anonymous financial transactions. The individuals don’t have any explanation to do. With the use of cryptocurrencies, people can send non-cash remittances from anywhere in the world to selected African nations. You can receive financial rewards in the form of cryptocurrency for posting content on the network.
Cloud storage solutions like storj, enables users to earn cryptocurrency by asking them to rent out their hard drive storage space.
You can now even travel the world by spending cryptocurrency. You can now book flights, rent cars, hotels, and even apartments using cryptos like bitcoin, ETH. With the growth of bitcoin ATM travelers can now also convert their cryptocurrency into local currency.
Lastly, individuals can also buy a Lamborghini says Cryptocurrency Guide with these cryptos. The market also offers other luxurious goods like art, wine, real estate, etc.
Anyone who owns a cryptocurrency needs to know where it’s stored. It is like the money which you keep in your wallet. This is a digital wallet with a public key and a private key.
To understand the concept of how it’s stored, we need to take it step by step. First comes the private key which can be considered your physical key in real life. This private key allows the owner to unlock the coins they have. The private keys allow access to the crypto asset. So, it needs to remain private and confidential to the user.
Second, comes the public key. If you have a private key you can use it to recover the public key, but not the other way round.
The coins are never located on a single device. Your cryptocurrency is directly related to public and private keys. Crypto is never stored in a hardware wallet. These hardware wallets only provide safe storage for your private keys.
According to our Cryptocurrency Guide, anybody trying to understand the storage of cryptocurrency needs to understand the importance of keys in the world of crypto.
Cryptocurrency is legal in the following countries; says Cryptocurrency Guide
As you can see many countries around the world have started accepting cryptocurrency. This does not mean that it has been accepted by the government as well.
The exchanges send cryptocurrency to the user’s cryptocurrency wallet. To understand the wallet in detail, you should refer to Guide to Cryptocurrency wallet. You can even receive the digital currency balance in anonym cards. These cards can be used to withdraw funds worldwide.
The creators of crypto are usually independent of the digital currency exchange. A cryptocurrency exchange can be either a physical business or an online business. If it’s physical then it exchanges traditional payment methods and digital money. If it’s an online one then it exchanges electronically transferred money and digital money.
Cryptocurrency exchanges are nothing but websites. These websites are used to buy and sell cryptocurrency. These exchanges don’t have anyone’s authority regulating them. Unlike stock exchanges which are regulated to prevent fraud. Whereas these exchanges are not.
Cryptocurrency exchanges are not controlled by any central regulatory authority. For example, in the U.S the regulation on crypto varies from state to state. The cryptocurrency exchange regulations are uncertain. There are no formal rules to regulate the exchanges.
In our Cryptocurrency Guide, we will tell you about crypto trading. Cryptocurrency trading is simple. You trade on crypto for another. Here you hope that the coin you buy value increases. The concept of trading in the crypto world is the same as the stock exchange. While trading you need to use a cryptocurrency exchange. There are two types of trading short-term trading and long-term trading.
You will buy a cryptocurrency thinking that it will increase in a short time. This is short term trading. The advantage of short-term trading is that you can make high percentage gains.in the market today, there are more than 1,500 different cryptocurrencies to trade. The more crypto in the market the higher the opportunity to make huge profits.
Short-term trading comes with a disadvantage as well. The crypto market is very volatile. The prices change very quickly. So, if you are into short term trading, you will have to spend a lot of time understanding the market. There is one more disadvantage to short term trading. In short, if you want to see good returns, you are expected to invest a large amount with which many can’t be comfortable.
In the crypto world, long term trading means holding onto the coin for more than a year. The idea behind this type of trading is that though the market is volatile, the prices will increase over time The advantage of long-term trading is that you don’t need to spend a lot of time. Another advantage is that you can even start with a small amount. The disadvantage is that you might miss out on a quick short-term profit. Sometimes the value rises and falls very fast. This chance will be missed to make a quick profit from long-term traders.
According to our Cryptocurrency Guide, we will let you know in detail which crypto to buy or invest in 2021.
It’s been sometime now when cryptocurrency started to exist. Bitcoin has been the most accepted choice. But this doesn’t mean that there aren’t any other good options. The market is flowing with more than 500 different kinds of cryptocurrency. In 2021 you should take a look at these crypto’s as well.
So, for everyone who is planning on investing in digital currency, our cryptocurrency guide has provided you with the insights. Additionally, you can keep an eye on the crypto market and decide.
It is difficult to say which will be the next bitcoin among the several cryptocurrencies we have in the market. The major players are Cash, Ripple, Ethereum, and Litecoin. The current market of all cryptocurrencies is approx. $237 billion. In this two-thirds is represented by Bitcoin and Ethereum.
Ethereum was developed by a Russian, Vitalik Buterin in 2015. Ethereum carries a market capitalization of around $40.6 billion. It was built to create ‘smart contracts. When many smart contracts are put together, we get something called a dApps. The vast majority of cryptocurrencies are dApps.
Litecoin was launched in 2011. It was co-founded by a former Google engineer. Litecoin allows for fast, low-cost global payments through its decentralized network. It is the next option after Bitcoin and Ethereum.
Ripple was launched in 2012. Its main focus is on multi-currency transactions. These transactions are cheaper and faster compared to Bitcoin. The Ripple market in 2020 is up 300%. It is estimated to have a market capitalization of $332 billion.
So, in our Cryptocurrency Guide, we have provided you with the facts. It’s Up to you how you want to proceed.
Well, it’s easy, you need to buy a cryptocurrency when it’s cheap, or the value is really low. You sell your cryptocurrency when the prices have risen considerably. That will enable you to make a considerable amount of money or profit.
At this point, all cryptocurrency prices are based on assumptions. You will know in our Cryptocurrency Guide any hype can raise the prices. Some cryptos don’t have a network yet. This means that the prices of these cryptos completely depend on the investors.
If the investors think that the prices will go up, then they will be buying. This buying will send the prices up. And if the investors think that the prices will go down, then they will sell. This will take the price down.
If you think it has anything to do with reality, then you might be wrong. It has nothing to do with reality but rather it’s all based on sentiments, educated guesses, and point of view.
In the long term, usage will lead to higher cryptocurrency prices. The use will create sustained demand for cryptocurrency. This demand will lead to higher prices. The cryptocurrency platform is for people to come up with new concepts, create new businesses that were not possible with traditional money.
People, in general, don’t think about the price of the underlying assets, only the price they pay for jewelry, etc. we are going to see the same thing with cryptocurrency. They will only use the things that run on cryptocurrency. They will never think about the price. This pattern will outpace the rate at which new coins come into the market. These new coins will increase the demand of the user which in return will drive the prices very high.
So, the Cryptocurrency Guide says cryptocurrency can rise in the long run. But, it’s difficult to say anything. We will have to see whether our assumptions stand true.
It’s very important to understand when to make a profit in the crypto world. The Cryptocurrency Guide says, to make a profit you need to have a sound plan in place.
The volatile nature of cryptocurrency is a slippery road. Multiple 4-5% moves within an hour with an occasional 40-50% increase is not unheard of in the crypto world. The crypto markets are more accessible because it doesn’t require a minimum balance for trading.
If you take the two scenarios from above and combine them, we can end with a situation where not so experienced traders can face a life-altering situation. But at the same time, the inexperienced ones can let their emotion dictate the trade. And this not smart.
You should not let your emotions run wild. Don’t wait for more rise, more rise. If you are getting a good increase in your initial amount. That’s your clue to make a profit, according to the Cryptocurrency Guide.
Cryptocurrencies are not legal in any jurisdiction. They are not regulated by a government entity or a central body. Their price is also determined by the supply and demand of their market.
The question is can it be regulated?
Our Cryptocurrency Guide predicts that It can only be regulated by its makers or if they decide to run it as any other government entity. That has not happened yet.
It has its own set of regulations but they are not your traditional regulatory standards. The government of any country has no control over the currency.
The cryptocurrency is regulated by its makers. According to the Cryptocurrency Guide SEC and the Commodity Futures Trading Commission (CFTC) have some statutory authority to oversee crypto-markets. They have recently started enforcing regulations on the sector. But the regulations are not enough because they lack the budgets.
The SEC regulates the crypto assets that can be considered “securities” like stocks and bonds. On the other hand, CFTC considers bitcoin a commodity like gas or oil. It has the power to regulate any product involving commodities.
The Cryptocurrency Guide says yes. You can convert your cryptocurrency to cash. The main ways to cash out your crypto are-
The first option is the quickest and safest. This option is known as exchange or margin trading. In this, you can sell your holdings at the current market price. This way of selling is with minimum risk. The most popular exchanges for this purpose are Coinbase and CEX.
Another way to get cash for your crypto is through peer-to-peer services which are Localbitcoins or BitBargain. This option takes some time as you will be asked to send the required documents. And once these documents are verified then only you will be able to sell.
The last way to get your cash by selling your crypto is to do it face to face. There are crypto markets to sell your cryptocurrency in person. Usually, these are public places where you can meet crypto enthusiasts and sell yours for cash. This is the most profitable way to get cash as you can charge high commissions.
All the options mentioned have their pros and cons. It’s for you to select the best way to get cash suited to your requirement.
If you sell your home or property. You take the profit of these properties. So, these properties are considered capital assets. It’s the same thing with digital currency. You are required to pay taxes on capital gains whether short or long term.
If you are selling your property as a part of a business then it is taxed as ordinary income. The same thing applies to digital currency as well.
Cryptocurrency Guide states that according to the tax laws anything that is bringing in profits is taxable, whether it is a cryptocurrency or traditional money.
For the first time, this year the federal tax forms asked about cryptocurrency activities. Cryptocurrency is a “digital representation of value” as the IRS puts it. In our Cryptocurrency Guide let us see the implications when you file your taxes.
You are not compliant with the IRS regulations if you’ve been using cryptocurrency. But, not paying taxes on these cryptocurrency or related transactions.
Since 2014, cryptocurrency has been considered property by the IRS. Taxpayers are requested to report the transactions involving crypto.
As far as the tax preparation websites go, TurboTax is the only one that walks you through the process of recording a crypto sale.
There are a total of four scenarios that would require you to attempt this section.
To sum up according to our Cryptocurrency Tax Guide, if you have any of the above events under your belt. In that situation, you should consult a professional who can suggest you on tax issues. You can give virtual money as a gift, transfer it between wallets or exchanges, and purchase it with US dollars without creating a taxable situation.
We can predict a collapse or predictions of a collapse of a speculative bubble in cryptocurrencies have been made several times. To think of cryptocurrency as a safe harbor would be wrong. If a financial crash happens, the famous volatile asset class that is cryptocurrency is going to get affected.
The question is whether it will go negative? The Cryptocurrency Guide has the answer to that question. The cryptocurrency world until now had never lived through a recession or a crash. That changed with this pandemic. Bitcoin’s price collapsed completely in 24 hours. It went down from $8000 to $4,400.
In a situation unique like a pandemic, who in their right mind would invest their money in an even riskier asset.
The mere nature of the digital currency has tempted the people in the government or authority to ban it. It has not completely been banned because the number of users is very high.
According to our Cryptocurrency Guide, the legal status of cryptocurrency is very unclear at the moment. The majority of the countries do not make the usage of crypto illegal. But, it’s status as money varies. It maybe currency in one country, exchange token in UK, commodity somewhere else and security elsewhere. There is not much clarity for cryptocurrency all around the world.
While some states have allowed its use and trade. Many have banned them.
The only clarity we currently have is Bitcoin and Ethereum are not securities in the US. For other cryptocurrencies, the regulation is still not clear. The lawsuit between SEC and Ripple may set the precedence in getting regulatory clarity.
In this Cryptocurrency Guide, we are going to discuss if cryptocurrency can change the world. We can only make assumptions at this point. What will happen if cryptocurrency becomes as widely used as our traditional money.
Cryptocurrency is expected to revolutionize future payments, services, and businesses, says Cryptocurrency Guide by affecting these, cryptocurrency is going to affect the world at large.
It seems like cryptocurrency is expected to change the e-commerce scene. The number of people shopping online has increased considerably. Cryptocurrency gives individuals plenty of reasons to become online shoppers. It eliminates the risk of fraud for both vendors, sellers, and shoppers.
It also eases consumer concern for the safety of their personal information. It is also believed that cryptocurrency can make online shopping more convenient compared to traditional money. It will become more convenient because cryptocurrency doesn’t have to follow international rules or comply with trade restrictions.
Another area that the cryptocurrency Guide thinks where crypto challenges traditional money is money transfers across borders. Their fast execution time and very low transaction cost compared to traditional money is a success. It is not a surprise that they are taking over cross border transactions.
Cryptocurrency also helps increase global remittances.
Older money transfer firms are not cost-effective. You are charged a high percentage if you want to send money home or a foreign country. The transfer takes a lot of time to get processed as well. On the other hand, cryptocurrency transfers are very cost-effective and fast.
Cryptocurrencies might also bring stability to the unstable traditional currency. It can give more control to the people, provide scalability among other things.
One of the leading financial services companies Deutsche bank has predicted that cryptocurrency could replace cash by 2030 entirely. In one of its research, the bank said that the structure that keeps the traditional money in place could crumble. Allowing the cryptocurrency to take its place.
According to the Bank, the forces that hold the traditional money in place look very fragile. Some of these forces, over the next decade, could start to demand alternative options like cryptocurrency or gold.
Things can change over the next decade. Cryptocurrencies have been additions up till now. This fact may change. If they can overcome regulatory hurdles, it will broaden their appeal and raise the possibility of replacing cash.
So yes, according to our Cryptocurrency Guide it is possible that crypto can replace cash. But with this, there are huge challenges attached as well.
If cryptocurrencies replace cash, then the traditional currencies will lose their value. If cryptocurrency takes over entirely then the world will need new infrastructure to run on. There would be difficulties with the transition, as cash could become useless pretty quickly. It will leave some people with lost assets.
Established financial intuitions will collapse overnight. The decisions of the government regarding the currency will not be needed as cryptocurrency is run independently. Regardless of how you feel about your investments, to switch it from standard cash to cryptocurrency would be out of your hand.
Once Thomas Edison thought that gold would be worthless. It is difficult to say whether crypto is going to change the investment and money game altogether. There are mostly assumptions at this point. Cryptocurrency is about changing the value of money through coins. The value these crypto’s hold is way higher than any investment or stock price.
If the future becomes the cryptocurrency, then it is going to be a different ball game altogether.
In this Cryptocurrency Guide, we will explain to you whether crypto can make you rich or not.
We are sure everyone once in their lifetime must have transferred money overseas. The process is very lengthy. With cryptocurrency, it is possible to send money overseas with a few clicks. Those people who didn’t have access to decent banking are happy. They had to rely on brokers and were charged heavy brokerage. Now there are crypto firms that specialize in overseas remittances.
Some of the small or medium-sized business conducting business overseas are using crypto. Many South American companies that are sourcing goods from overseas are making payments using crypto. That way they are saving both on cost and effort.
Instead of waiting for a few days, the remittance is processed immediately and for free.
Rather than using Bitcoin, which is very volatile crypto, the transfers are done by ‘stable coin’ which has a one for one exchange rate with the US dollar.
There is a new term De-Fi in the world of crypto. It means Decentralized-Finance. A few years ago, peer to peer lending was a new thing in the investment world. It meant providing small loans to individuals or businesses through an app. In return, one got a very high-interest rate on the loan.
So, crypto introduced a P2P platform. Initially, it was not very good. But in recent years, many companies are offering financial products in this manner.
The ecosystem of cryptocurrency is slowly evolving to something similar to that of the traditional financial world. i.e., custodian bank, brokerage services. The crypto world is getting more regulated too. Now many of the legitimate ex-bankers want to see the cryptocurrency as an asset. And to them, regulation is the answer.
The central banks globally are finding the technology sensible enough. They want to experiment through their pilot programs. There is a government-issued CBDC which stands for Central Bank Digital Currency. Japan, Thailand, Sweden, Hong Kong, Singapore, Uruguay, The US have also been testing digital currency pilot projects.
If cryptocurrency works, it works great. There is an asymmetry that is there. You should put an amount that you are okay to lose. If the whole thing works out then that small investment can turn into a life-changing amount of money.
There are many bitcoin ETF’s in the US, which are waiting for SEC approval. Once approved, eventually, the retail market can buy as many coins as possible.
As mentioned earlier, in our Cryptocurrency Guide the market of crypto is opening up even for the people who didn’t want to take the unregulated road. If done carefully it can increase your finances.
I am a data analyst by profession who loves to crunch numbers at daytime and come home wondering how my passive income numbers for the day look like. I believe in being rich rather than looking rich. Follow me for Cryptocurrency, FIRE, Personal Finance, Credit Cards and Digital Nomad updates